Insurers Can Now Ask Claude Whether A Home Has Been Hit By Hail

Insurance companies using Anthropic’s Claude can now ask it about a property’s hail and wind history, after Verisk plugged its insurance data into AI assistants from Anthropic, Microsoft and Amazon.

Key Takeaways

• Verisk announced the new AI integrations on Oct. 28
• Its ISO Loss Costs and premium audit guidance now work inside Amazon Quick and Microsoft Copilot for eligible customers
• In Claude, Verisk added premium audit resources and a new tool that pulls hail and wind history for individual properties
• Only insurers that already pay for Verisk data can use it, and their existing permissions still apply

What Insurers Get

Verisk said its ISO Loss Costs and Premium Audit Advisory Service content are now available inside Amazon Quick and Microsoft Copilot. Loss costs are the baseline numbers many insurers use to set prices, based on how much they expect to pay out in claims. Premium audit guidance helps insurers check whether a business paid the right amount for its coverage.

Claude gets the most. Verisk added the premium audit resources there too, plus a new connector to its Benchmark data that shows property-level hail and wind history. An underwriter deciding whether to cover a building can ask the assistant what storms have already hit that address, instead of digging through a separate system.

“AI is most valuable when it helps insurance professionals get relevant, reliable information when they need it,” said Saurabh Khemka, president of Verisk Underwriting Solutions.

Also Read: Software Firm Gives Companies 1 Rulebook For AI Across Microsoft And Amazon

Why Data Owners Are Plugging Into Chatbots

Verisk first brought its tools into Claude in May. Adding Amazon and Microsoft means insurance workers can reach the same data from whichever assistant their company already pays for.

That is a shift in who owns the front door. General AI assistants can write fluent answers, but they do not know an insurer’s rating tables or a building’s storm record unless a data company connects them. Firms like Verisk, which own data that is hard to rebuild, are betting it pays to plug into the big assistants rather than make workers log in to yet another app.

What Is Still Unclear

Verisk did not share pricing or say when every customer can switch the features on. The real test is whether underwriters and auditors trust the answers enough to act on them, or still double-check every number in Verisk’s own tools.

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