OpenAI Lets ChatGPT’s Dots Spend Your Money, But Only After Face ID Says Yes
OpenAI launched ChatGPT Wallet, which lets its dots AI agents pay for things on a user’s behalf without seeing the real card number, with every purchase approved by Face ID or Touch ID.
Key Takeaways
- ChatGPT Wallet stores a user’s card and lets their dot pay for them
- OpenAI calls it the first wallet that lets agents pay without access to users’ actual card details
- Every purchase needs biometric approval, such as Face ID or Touch ID
- It is open to US Pro users 18 or older with eligible US-issued American Express, Chase, Mastercard and Visa cards
OpenAI launched the wallet on Friday and said it built it in partnership with card companies including American Express and Mastercard. OpenAI calls it “the first wallet that lets agents pay without access to users’ actual card details.”
Under OpenAI’s terms, the wallet lets eligible users save a card and “direct ChatGPT to use a payment credential linked to that card” when their dot makes a purchase.
Also Read: OpenAI Dots Reads Your Email And Grabs Login Codes For You
How A Purchase Works
Users add a card to ChatGPT Wallet, and their dot can then shop and pay for them. Before any money moves, the user reviews the purchase and approves it with biometric verification, such as Face ID or Touch ID, on a supported device. Saved cards can be managed or removed in ChatGPT.
OpenAI’s Next Step Into Shopping
OpenAI first moved into buying inside ChatGPT with Instant Checkout, which it called its “first steps toward agentic commerce in ChatGPT.” The wallet goes further by letting a user’s own agent pay, rather than only buying from a merchant inside a chat.
For now, OpenAI’s help page lists the wallet only for US Pro users. It has not given a date for other plans or countries.
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